Profileimage by Bjoern Kowarsch Selbständiger Berater für Digitalisierung, Technologien & Regularien (Banken & Finanzdienstl.) from Muenchen

Björn Kowarsch

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Last update: 18.04.2024

Freelance Consultant: Digitalization, Technology & Regulations (Focus: Financial Industry)

Graduation: FHTW Berlin - Communication Electronics
Hourly-/Daily rates: show
Languages: German (Native or Bilingual) | English (Limited professional) | French (Elementary) | Russian (Elementary)

Attachments

bjoern-kowarsch-cv-de-1_180424.pdf
bjoern-kowarsch-projektliste-de-1_180424.pdf

Skills

Senior Consultant, FinTech & PreSales Consulting, KYB, KYC, POG, PSD2, SEPA, AML, GDPR (DSGVO), Acquiring & Issuing, EMV, NFC & HCE, ApplePay, GooglePay. PMI PMP & ITIL certified. SCRUM, Kanban, Agile Development. Business Analyst, Project and Product Management. BCM and DR.

Extensive knowledge in industry standard hard- and software, web and application server (Java, Angular, Spring Boot, HTML, CSS, JavaScript, Python), data bases (Oracle, MS SQL, My SQL), operating systems (Windows, UNIX, Linux, Mac OS), network technologies and protocols. Interfaces, APIs (REST, SOAP, Web Sockets, etc ...) virtualisation and containerisation (Docker, Kubernetes, VM) as well as cloud solutions (AWS, Azure) and blockchain technology (Token, Smart Contracts).

Project history

12/2021 - Present
Business Analyst, Solution Consultant
Worldline (Banks and financial services, 1000-5000 employees)

Migrating card issuers / issuing banks including card related business processes from legacy systems onto a new platform. Organisational / technical development of issuer specific and mandatory reporting. Standardisation of the services- and reporting portfolios and processes. Founding a knowledge management based on Confluence and Sharepoint and training of the staff.

09/2021 - 12/2021
Provider Management and BCM Consultant
DG Nexolution (DG Verlag) (Banks and financial services, 50-250 employees)

Supporting the Provider Management department in terms of regulatory compliance (BAIT, MaRisk, KWG) of IT infrastructure and services security, and on Business Continuity Management and Desaster Recovery (BCM & DR).

09/2020 - 09/2021
Product Owner, Business Analyst and Solution Consultant
Bertelsmann Finance GmbH (Banks and financial services, 1000-5000 employees)

Based on the work previously done back in 2019, managed the design and development of a core module including APIs for the fully automated KYC platform. In addition to conceiving the backend logic as a business analyst, I worked on UX / UI and managed the development and implementation of a web user interface to control and configure the module. Created documentation (user manual, IT operations manual including system monitoring and test concept) and processes for going live / operational.

01/2020 - 06/2020
Senior Product Consultant / Senior Technical Consultant
DG Verlag (Banks and financial services, 250-500 employees)

Project management and product management support for achieving regulatory
compliance and certification of a HCE-based android payment app. Project
management for a new physical credit card program (personalization and
production, validation and approval). Advising in setting up a Provider Management
department with focus on BCM and DR.
  • Reading, understanding and applying CPACE and CDCVM specifications, coordination with the german banking association for approval and certification
  • Transitioning an existing physical credit card program to latest MastercardM/Chip chip card / smartcard technology, including personalization and card production set up (Raiffeisendruckerei Neuwied, Germany)
  • Analysis of supplier contracts and SLA’s for setting up a provider management department with focus on regulatory compliance as well as BCM and DR processes
     

01/2019 - 10/2019
Data Analyst / Interface Analyst
BFS Finance GmbH, Gütersloh NRW (Banks and financial services, 500-1000 employees)

Business and Regulatory Analysis for creating a data warehouse of
company information data through the market-leading publishers.
Analysis of the provided information and data formats as well as
analysis of the APIs / interfaces for technical integration. Advised the
customer in many aspects of KYC, KYB, AML-compliance and technical
requirements for building a credit agency platform.

  • Preparation, planning and execution of data related tests
  • External coordination and communication with data providers for data delivery, internal coordination and communication with the product owner and development teams
  • Qualitative and quantitative analysis and validation of the data, advising the board for recommended actions

Certifications

PMP by PMI
2018
ITIL
2017

Local Availability

Open to travel worldwide
Up to 50% travel is doable.

Other

CV and project list is available in english upon request. Security assessments can be performed if required.
Profileimage by Bjoern Kowarsch Selbständiger Berater für Digitalisierung, Technologien & Regularien (Banken & Finanzdienstl.) from Muenchen Freelance Consultant: Digitalization, Technology & Regulations (Focus: Financial Industry)
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