Description
Key Accountabilities
Production of monthly impairment results, including variance analysis and business interpretation
Oversight of impairment models and processes, and calculation of post model adjustments required
Good working knowledge of model governance requirements and an ability to work proactively with key stakeholders to identify and close any areas that require improvement
Supports the design and delivery of periodic validations of impairment models
Identifies and assesses risks to ensure risk is well managed within the Bank's risk appetite
Acts as a source of professional expertise to mitigate the potential for risk and ensures systems and processes are fit for purpose
Continuously builds market leading professional expertise
Implements, or manages the implementation of, processes to deliver Group Risk policy - and oversight and assurance within business areas, agreeing remediation plans as necessary
Actively promotes Group Values and role models a fair, responsible and risk-sensitive approach
Ensures diligent, risk-focussed standards of responsible practice
Acts fairly and in the interests of all internal and external stakeholders
Advises colleagues of good practice in own area of expertise to promote actions to mitigate and control risks
Shows a diligent focus on achieving sustainable results regardless of setbacks
Plans and executes agreed risk management projects to achieve continuous improvement
Builds robust plans to translate an ambitious agenda into deliverable outputs
Focuses on solutions, adapting and improving plans to achieve highly effective outcomes
Builds and maintains effective relationships with key stakeholders to maximise personal effectiveness
Participates as a member of a high performing team supporting colleagues through stretching objectives
Essential:
Excellent working knowledge of Excel
Excellent working knowledge of SQL & SAS
Strong quantitative analytical skills
Good working knowledge of impairment reporting under IFRS9
Excellent key stakeholder management skills
Demonstrates embedding of Risk Policies and Framework within the business
Makes appropriate risk/reward tradeoffs based on a good understanding of risks
Actively develops networks of internal/external contacts across risk discipline
Continually promotes a culture of ownership and accountability in Risk management
Recognised expert in Risk management
Strong understanding of the Regulatory implications
Has a clear understanding of the group strategy, including its origin/development and current/future state