Description
Credit Risk Analyst
Cardiff
£350 - £450 day rate
Our client a financial services firm based in Cardiff is looking for a credit risk analyst. With strong exposure across the senior stakeholders within the business, this is an excellent opportunity for a long term contract.
Credit Risk Analyst responsibilities -
- Build a bridge between credit risk and arrears/collections functions
- Provide timely and accurate management information that measures the lending exposures in relation to its risk appetite
- Ensure that regular stress testing and other thematic analysis is forward-looking and responsive to emerging risks
- Provide the necessary analytical expertise to support discussions with external regulators and ratings agencies
- Ensure the timely preparation and delivery of Portfolio MI to the relevant internal committees (Group Risk Committee, Model Governance Committee)
- Develop collections strategies together with the operational business to deliver lower cost to collect, lower roll rates and workflow rules which yield highest rehabilitation (or cure) rates
Credit Risk Analyst skills -
- Honours degree or equivalent in a numerate discipline
- Excellent oral and written presentation skills
- Experience of working in an analytical role within a retail lending (preferably secured lending) environment
- Detailed Excel, SAS and/or SQL
- Experience of collections strategies
For more information please contact Adam Carson.