Description
Position Description:
To analyse counterparties, identify and quantify risk drivers in transaction structures, prepare credit memos, make recommendations and manage counterparty exposure.
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Analyse credit risks in corporate loan and derivative trade requests in order to recommend accurate credit risk ratings and appropriate risk appetite
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Assume primary role for loan transaction execution and presentation at credit committee, from deal inception to financial close
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Liaise with clients and internal business units on credit requirements (assisting structuring new transactions), approvals and ongoing relationship management
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Manage portfolio of corporate loan and derivative counterparties, including annual and quarterly reviews and adhoc waiver requests
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Analyse economic and market events and their impact on the portfolio of counterparties managed
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Follow up on timely receipt of financial information from all clients and prepare credit memos and reviews according to firm policy requirements
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Ensure risk reporting systems contain timely and accurate information
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Mentor and train team members
Performance Measures:
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Quality of credit analysis and decisions
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Timeliness and efficiency of work performed
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Effective relationship with CRM colleagues, other divisions and clients
Skills Required:
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Extensive experience in credit analysis and financial forecasting, assigning ratings and sizing risk appetite
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Familiar with financial markets, financing and risk mitigating structures
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Product knowledge eg leveraged loans, swaps, FX, equities
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Familiarity with legal documentation and risk issues, including LMA and bond documentation, ISDAs, CSAs, netting, and credit mitigating features.
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Extensive working knowledge of computer applications, particularly Excel (financial modelling), Powerpoint and Word
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Fluency in English plus one European language would be an advantage
Attributes:
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Good communication skills
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Strong analytical skills
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Independent decision-maker with ability to support conclusions
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Strong written skills, concise report writing
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Team oriented, flexible, diligent, self-motivated
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Ability to work effectively with wide range of cultures/personal styles
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Ability to work under pressure and to deadlines