Description
Central Credit Risk Manager role
The purpose of the role:
The purpose of the role is to build the full IFRS 9 system, implement and maintain it. Assist the CCO in managing and monitoring the credit risk and credit appetite of the bank and underwriting larger credits.
Responsibilities:
- Lead the development and implementation of IFRS 9 systems.
- Assist the CCO in the development of and implementation of credit appetite policy.
- Assist the CCO in the establishment of an appropriate credit risk environment.
- Assist the CCO in determining concertation risk and policy.
- Underwrite credits sent to Credit and Risk which are outside online underwriting policy or limits.
- Define, plan and implement the Bank's credit management and monitoring strategy and process.
- Help define and implement a direct credit application process for Brokers, utilising appropriate credit data and analytical tools.
- Ensure excellent service is given to Relationship Managers and brokers alike.
- Ensure compliance with all mandatory policies.
- Adherence to credit procedures to maintain internal credit controls.
- Establish and actively manage a personal development plan.
- Provide leadership and development in the creation and support of the credit team.
- Ensure all advances are appropriately documented and lien positions secured.
- Help develop appropriate MI and KPI indicators and reporting.
Experience:
- Deep understanding of IFRS 9.
- Experience implementing IFRS 9 from scratch throughout the entire end to end process.
- Experience in SME commercial lending.
- Experience in of decision making personal with a significant DLA and Credit Committee level. Practical arrears management and policy setting.
- In depth understand of Accounts and cash flow projections .
- Entrepreneurial and a commercial knowledge of SME funding issues.
- Developed and detailed understanding of credit risk and concentration risk.
- In depth knowledge of appropriate credit search and data tools to enhance the credit decision process.
To be considered for this role, please submit your CV in application.
We will contact you within 72 hours if your skills are relevant to our client's requirement.
ea Change Group is the trading name for ea Consulting Group Ltd. Services offered are those of an Employment Business and Employment Agency. eacg is committed to equal opportunity and diversity, and all applicants with suitable experience and qualifications will be contacted. Our T&C's and Privacy Policy can be found at our website