02/20/2026 updated

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Payment Transformation expert |Program/Project Management Leader in FinTech/IT

Utrecht, Netherlands
Worldwide
MBA in Project Management from Manipal, India
Utrecht, Netherlands
Worldwide
MBA in Project Management from Manipal, India

Profile attachments

Ranu Kumar_Payment.pdf

Java (Programming Language)JavaScriptAgile MethodologyServer ApplicationAtlassian JiraAutomationMicrosoft AzureBankingBusiness Relationship ManagementCloud ComputingComputer ProgrammingContinuous IntegrationPayment SystemsMiddlewareLightweight Directory Access Protocols (LDAP)Project ManagementNode.jsPlatform As A Service (PAAS)Microsoft Power BISAP ApplicationsSoftware EngineeringStakeholder ManagementTAFIMExtensible Markup Language (XML)TestingReact.jsFintechCucumber (Software)Microservices
Payment Systems Implementation
Expertise in implementing large-scale ISO 20022 migrations, SEPA, SCT Instant, and SWIFT payment schemes for Tier 1/2 banks with cloud-enabled Payment-as-a-Service platforms.

Program and Project Management
Full lifecycle program and project leadership from initiation to delivery, managing cross-functional teams of 60+ FTE and delivering complex payment transformation programs valued at over €50M.

Financial Technology Solutions
Implementation of OPF, SWIFT, TIPS, TARGET2, SEPA, Instant Payments, PaaS Cloud Enablement, and Microservices Architecture for banking clients.

Agile Methodologies
Implementation and management of structured delivery frameworks across Agile, Waterfall, and Hybrid models for software development projects.

Stakeholder Management
Executive relationship management with client and internal stakeholders, facilitating seamless coordination throughout software development lifecycle.

Technical Architecture
Development of middleware solutions, technical architecture design, and integration with systems like SAP, LDAP, and various application servers.

Cloud Technologies
Experience with Azure, cloud platforms, and microservices architecture for modern payment solutions.

Programming & Development
Knowledge of Java, Middleware products, JIRA, Power BI, CI/CD, Automation, Testing, Cucumber, JavaScript, REACT, Node.JS, XML.
 

Languages

EnglishFluentHindiNative speakerDutchBasic knowledge

Project history

Portfolio Director/Program Manager

Clear2Pay/FIS
Oversee professional practice activities across DACH and Benelux regions, managing a portfolio generating €15 million in annual revenue. Partner with financial institutions, lead teams, and deliver multiple projects exceeding €20 million for Tier 1 financial institutions.

Senior Project/Delivery Manager/Technical Architect

Clear2Pay/FIS
Successfully delivered payment solutions leveraging OPF, SEPA, SWIFT, Standing Orders, and FPS products for multiple banking clients including Mizuho Bank, Al-Rajhi Bank, Commerzbank, RBS, and CFS.

Technical Architect, Practice Lead, Project Manager

Sopra Steria
Experienced across multiple domains including telecom, customs, retail, and banking & financial services. Oversaw middleware platform for Import/Export system in compliance with EU SAD regulations.

Technical Architect/Software Developer

TCS
Analyzing requirements, creating Functional Specifications, Integration with SAP, LDAP, Web Servers and Application servers, Coding, Designing Integration of Modules-Deployment - Testing.

Technical Architect/Software Developer

Pal infotech
Software development and technical architecture roles.

Certificates

GCP Leader

google

2026


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