Description
The role involves working with key stakeholders across Personal and Business Banking (including Unsecured Lending Products, Finance and Marketing), and the primary focus is to drive analysis and business recommendations to manage the portfolio effectively (from both a prudential and conduct perspective)
Key responsibilities include:
Responsible for the effective credit risk management
Collaborate with and influence key stakeholders
Act as a second line of defence function providing oversight and control.
Deliver high quality value added insight that drives improved credit decision making
Develop and maintain customer risk management policies.
Work with Products in ongoing customer portfolio management
Undertake analysis and prepare outputs as part of day-to-day work
Develop and implement strategies across the customer life cycle and product range to improve customer experience and financial performance
Evaluate/accept new scorecard and behavioural models
stress tests where appropriate, via a combination of evaluation of regular reporting
Essential:
Extensive skills across SAS, SQL, or Teradata, or VBA.
Credit risk background
Experience in commercial/financial/risk analytics
Exceptional presentation skills
Salary: £450 day 6 months
Edinburgh