Description
What you'll be doing in the role
- Support the Credit Risk Manager in the development and management of all acquisition, affordability and fraud strategies
- Develop proposals in conjunction with business teams and other parts of the PFG to ensure incremental improvements in portfolio performance with zero tolerance for customer detriment.
- Work with business and finance partners to help develop new products and processes than result in positive customer outcomes and achieve business objectives, ensuring effective post-implementation review of credit risks and appropriate escalation of material adverse trends
- Provide deep-dive analytics (acquisition, portfolio, customer, affordability) and ad-hoc analysis to drive actionable insights and recommendations
- Monitor the lending portfolio for any material trends or potential opportunities
- Partner with different business stakeholders (sales managers, marketing, finance, risk, other analysts) to help drive forward recommendations and solutions that help our customers and appropriately mitigate risk
- Adhere to FCA guidelines