09/05/2024 updated
100 % available
Digital Banking and Digital Payments Transformation Expert
Ahmedabad, India M.S. in Business Information Systems
InnovationJavaScript (Programming Language)Application Programming Interfaces (APIs)Banking ServicesBanking SoftwareCommercial BankingBusiness EfficiencyBusiness RequirementsSoftware as a ServiceDigitizationOnline BankingPayment SystemsFinanceFinancial SystemsLoan OriginationLoan ServicingManagement SystemsProject ManagementPayment Service ProviderProject Management Life CycleStakeholder ManagementTechnical DocumentationWorkflowsExtensible Markup Language (XML)TestingLifecycle ManagementDisbursementCore BankingApi DesignFintech
Experienced Freelancer in Digital Banking, Core Banking, and Digital Payments
In the rapidly evolving landscape of digital banking, core banking, and digital payments, having a seasoned expert who can navigate both the strategic and technical complexities is crucial. I offer a comprehensive skill set that aligns perfectly with the needs of clients seeking to enhance their banking solutions and payment systems.
End-to-End Digital Transformation & Loan Lifecycle Management
With extensive experience in end-to-end digital transformation, I specialize in optimizing the entire loan lifecycle. From initial application and underwriting to disbursement and servicing, I have a proven track record of streamlining processes, enhancing efficiency, and driving digital innovation. My approach ensures that your loan management systems are not only robust but also agile and responsive to market demands.
Expertise in SEPA, PSD2, and Payment Systems
I bring hands-on experience with a wide range of payment systems, including SEPA (Single Euro Payments Area), PSD2 (Payment Services Directive 2), and premium and direct debit payments. My expertise ensures seamless integration and compliance with European and international payment regulations, facilitating smooth and secure transactions that meet the highest industry standards.
Custom Workflow Design and SaaS Solutions
Designing and building customized workflows that enhance the value of out-of-the-box solutions is one of my core strengths. I leverage my experience with SaaS-based banking systems to create tailored solutions that address specific business needs and drive operational efficiency. Whether it’s optimizing existing workflows or developing new ones, I ensure that your system is perfectly aligned with your operational goals.
Exposure to Leading Platforms and Reporting Systems
My background includes exposure to leading platforms such as Mambu, nCino, and Rabobank, as well as various finance reporting systems. This diverse experience allows me to bring valuable insights and practical knowledge to your projects, ensuring that I can effectively integrate with your existing systems and deliver results that exceed expectations.
API Integration & Development Expertise
In the realm of integrations and API development, I am proficient in designing and developing solutions using OpenBanking and Banking as a Service platforms. My technical expertise extends to working with technologies such as JavaScript, XML, and payment file formats like PAIN001 and PAIN008. I am adept at creating robust and scalable integrations that enhance functionality and connectivity across banking systems.
Comprehensive Involvement in Testing and Documentation
I am deeply involved in all aspects of the project lifecycle, including rigorous testing, production movement, and documentation. My experience covers technical and non-technical documentation, backlog refinements, user training, and migration planning. This holistic involvement ensures that every project phase is executed seamlessly, and that both technical and business stakeholders are fully informed and prepared.
In summary, my extensive experience and skills in digital banking, core banking, and digital payments position me as a valuable asset for clients seeking to drive innovation and efficiency in their financial systems. My commitment to delivering high-quality solutions, combined with my technical prowess and strategic insight, ensures that I can meet and exceed your project needs. I look forward to the opportunity to contribute to your success and drive your digital transformation initiatives forward.
In the rapidly evolving landscape of digital banking, core banking, and digital payments, having a seasoned expert who can navigate both the strategic and technical complexities is crucial. I offer a comprehensive skill set that aligns perfectly with the needs of clients seeking to enhance their banking solutions and payment systems.
End-to-End Digital Transformation & Loan Lifecycle Management
With extensive experience in end-to-end digital transformation, I specialize in optimizing the entire loan lifecycle. From initial application and underwriting to disbursement and servicing, I have a proven track record of streamlining processes, enhancing efficiency, and driving digital innovation. My approach ensures that your loan management systems are not only robust but also agile and responsive to market demands.
Expertise in SEPA, PSD2, and Payment Systems
I bring hands-on experience with a wide range of payment systems, including SEPA (Single Euro Payments Area), PSD2 (Payment Services Directive 2), and premium and direct debit payments. My expertise ensures seamless integration and compliance with European and international payment regulations, facilitating smooth and secure transactions that meet the highest industry standards.
Custom Workflow Design and SaaS Solutions
Designing and building customized workflows that enhance the value of out-of-the-box solutions is one of my core strengths. I leverage my experience with SaaS-based banking systems to create tailored solutions that address specific business needs and drive operational efficiency. Whether it’s optimizing existing workflows or developing new ones, I ensure that your system is perfectly aligned with your operational goals.
Exposure to Leading Platforms and Reporting Systems
My background includes exposure to leading platforms such as Mambu, nCino, and Rabobank, as well as various finance reporting systems. This diverse experience allows me to bring valuable insights and practical knowledge to your projects, ensuring that I can effectively integrate with your existing systems and deliver results that exceed expectations.
API Integration & Development Expertise
In the realm of integrations and API development, I am proficient in designing and developing solutions using OpenBanking and Banking as a Service platforms. My technical expertise extends to working with technologies such as JavaScript, XML, and payment file formats like PAIN001 and PAIN008. I am adept at creating robust and scalable integrations that enhance functionality and connectivity across banking systems.
Comprehensive Involvement in Testing and Documentation
I am deeply involved in all aspects of the project lifecycle, including rigorous testing, production movement, and documentation. My experience covers technical and non-technical documentation, backlog refinements, user training, and migration planning. This holistic involvement ensures that every project phase is executed seamlessly, and that both technical and business stakeholders are fully informed and prepared.
In summary, my extensive experience and skills in digital banking, core banking, and digital payments position me as a valuable asset for clients seeking to drive innovation and efficiency in their financial systems. My commitment to delivering high-quality solutions, combined with my technical prowess and strategic insight, ensures that I can meet and exceed your project needs. I look forward to the opportunity to contribute to your success and drive your digital transformation initiatives forward.
Languages
EnglishFluent
Project history
• Leading a 4-member multi-cultural team for an Agile Digital Transformation project in Mambu Core Banking • Understanding current Business processes, finding gaps and designing new efficient processes: o SLDs, BPDs, User Stories, As-Is and To-Be analysis covering functional aspects o Interface Sheets, API guide, Surround System connectivity, POCs covering technical aspects o Facilitating interviews, backlog refinements and retrospectives with internal and external teams • Liaising between cross-functional teams like PMO, Client, Developers and Testers • Designing and overseeing implementation of complex solutions that were not supported by out-of-the box system • Owning the Integration Platform design, development, testing and management of APIs connecting 6 systems • Responsible for User Training, SIT, Health Checks, Production Movements, Incident Reporting and performing RCA
* Responsible for understanding client requirements, providing them a roadmap, estimates and guesstimates
* Actively using tools like Trello, Hubspot and Basecamp to better manage multiple leads and tasks
* Achieving an overall closure ratio of 7.8 (post probation period) and able to compete with the senior BAs in terms of
closure amount
* Hand-on experience with Prototyping creating POCs
* Actively using tools like Trello, Hubspot and Basecamp to better manage multiple leads and tasks
* Achieving an overall closure ratio of 7.8 (post probation period) and able to compete with the senior BAs in terms of
closure amount
* Hand-on experience with Prototyping creating POCs
* Assisting in implementation of Zoho modules from Managerial perspective to reduce paper work, meet ISO
compliance and designing managerial dashboard for reporting
* Implementation of Assent management module to track on-field equipment and vehicle
* Using Business Intelligence to optimize staff rostering reducing fuel cost by 20%
compliance and designing managerial dashboard for reporting
* Implementation of Assent management module to track on-field equipment and vehicle
* Using Business Intelligence to optimize staff rostering reducing fuel cost by 20%