09/16/2026 updated
Hands-on CTO and Solution Architect | Regulated fintech, payments, AI agents in production
About me
Four times a CTO, twice in companies I founded, and still hands-on: I design systems and I write the code that proves they work. I am at my best when the thing does not exist yet. Ten years in Swiss organisations, then built the technology of an FMA supervised e-money institution from scratch.
Hands-on CTO and solution architect with over 30 years in software. For the last three years CTO and then Head of Technology of an FMA supervised e-money institution in Liechtenstein, where I built the technology from a standing start and personally designed and wrote the payment gateway and the merchant integration component.
LEADERSHIP AND ARCHITECTURE
CTO four times, twice in companies I founded. Systems architecture, technical due diligence, build versus buy decisions carrying real budget, technical roadmaps, coordination of small distributed teams across countries and time zones. Comfortable reporting to a CEO or a board, and comfortable staying in the code.
BACKEND AND PLATFORM
Java and Spring Boot, Node.js and TypeScript, PostgreSQL, MySQL, MongoDB, REST and GraphQL API design, microservices, event driven architectures and message queues, Docker and Kubernetes, AWS (EC2, EKS, Lambda, KMS, Secrets Manager), Azure (Cosmos DB, Event Hubs, Service Bus), CI/CD, C# and ASP.NET.
FRONTEND
Vue.js and Nuxt with Tailwind CSS as my own stack, Angular with RxJS and NgRx, TypeScript, Next.js, Electron. React and React Native at working level.
AI IN PRODUCTION
LLM orchestration shipped end to end: streaming speech to text, language identification, machine translation and streaming text to speech over WebSockets, inside a latency budget under two seconds. Model Context Protocol (MCP) server development and integration, tool calling and retrieval, prompt and context engineering, guardrails and evaluation. Provider routing with per language failover and cost control designed in rather than bolted on. Daily practitioner of AI assisted engineering with review gates.
PAYMENTS AND REGULATED ENVIRONMENTS
Payment gateways and merchant integration, wallets and closed loop top up, ledger and reconciliation, PSP integrations, Stripe at API level across four products, IBAN and SWIFT validation microservices, 2FA, AML and transaction monitoring with ACTICO and Refinitiv World-Check, KYC, identity and age verification, audit trails designed to hold up under regulatory scrutiny.
INDUSTRIES
Regulated fintech and e-money, core banking (Avaloq Banking Suite), consumer credit and leasing (Cembra Money Bank), medical diagnostics (Roche Diagnostics), healthcare with FHIR integrations (Aerztekasse), telecommunications, automotive and fleet telematics, media and publishing.
Languages: Italian mother tongue, English fluent, French B1.
Based in Italy, fully remote on CET, available immediately, open to relocation to Switzerland.
Experience
Languages
Project history
Founder and CTO of my own product company. Four products built end to end, with Stripe integrated at API level across them.
DilloForte: real-time AI simultaneous interpreter, live in production. 60+ languages in the browser with no install: streaming speech to text, automatic language identification, machine translation and streaming text to speech over WebSockets, with turn and endpoint detection inside a latency budget under two seconds.
Interchangeable AI provider architecture: speech to text and text to speech behind feature flags with per language fallback, so a model can be swapped or failed over without a deploy and the cost of each path stays visible.
BabelTalkie: one to many AI interpretation over a QR code. One speaker, every listener hears the room in their own language on their own phone, no app and no receivers.
LoyalToMe: prepaid payments management platform, multi-merchant by design.
Model Context Protocol (MCP) server development and integration. Daily practitioner of AI assisted engineering with review gates and cost control.
Stack: Node.js, TypeScript, Vue.js, Nuxt, Tailwind CSS, PostgreSQL, WebSockets, Docker, AWS.
Hands-on technical leadership of the TantumWallet platform for an e-money institution supervised by the Liechtenstein FMA.
Backend architecture, payment processing, PSP integrations, transaction reconciliation and ledger processes.
IBAN and SWIFT validation microservices in Java and Spring Boot. Two factor authentication. AWS KMS encryption and migration to Secrets Manager.
AML and transaction monitoring with ACTICO and Refinitiv World-Check.
Customer facing banking portal, built from scratch and single handed: Vue.js and Tailwind CSS single page application on Spring Boot REST APIs, deployed on AWS EC2 and EKS with CI/CD automation.
Built the technology of an FMA supervised e-money institution from a standing start to a platform in production: wallet, payments and the operational processes behind them.
Designed and implemented, personally, the payment gateway and the merchant integration component: the code a platform embeds to charge its customers against their wallet balance. Both sides of the loop.
Selected the core banking platform the whole system runs on, evaluated the alternatives, brought the CEO to the purchase, and owned the integration with payment infrastructure and compliance systems.
High risk merchant verticals, where KYC, identity and age verification, AML and transaction monitoring are the entry ticket rather than a compliance afterthought.
Team of four locally plus five in Vietnam with a lead and a QA. The lead reported to me; priorities were worked out together with the business.