06/12/2026 updated
NP
100 % available
Credit Risk Analyst | Banking & Financial Analysis | MBA Investment and Risk
Brazil
Only remote
MBA in Investment and Risk - Fundacao Getulio Vargas (FGV) (2021)Credit Risk Analysis
Over nine years of experience in analyzing credit risk exposures across individual and corporate portfolios, including quantitative and qualitative assessments, financial statement analysis, and creditworthiness evaluation in banking, cooperative, consumer, and agricultural credit sectors.
Financial Statement Analysis
Extensive background in analyzing financial statements to evaluate clients economic and financial conditions, identifying potential errors or issues, and preparing detailed credit risk reports to support management decisions on credit proposals.
Data Analysis and Dashboard Development
Advanced proficiency in Microsoft Power BI and Excel for creating and maintaining dashboards and analytical models, including the development of dashboards with over 20 economic indicators per cooperative and simulation models for portfolio management.
Microsoft Power BI
Advanced-level skills in Power BI for building dashboards and supporting data-driven decision-making processes in risk and credit environments.
Microsoft Excel
Advanced-level proficiency in Excel, applied to financial modeling, data analysis, and reporting tasks across multiple banking and risk roles.
Amazon AWS
Intermediate to advanced knowledge of Amazon AWS, supporting cloud-based analytical and data processing tasks.
SAS Enterprise Guide
Intermediate proficiency in SAS Enterprise Guide, used for statistical analysis and data processing in risk management contexts.
Regulatory Compliance and Risk Reporting
Solid knowledge of regulatory requirements applicable to credit operations, including preparation of compliance reports and monitoring of key risk indicators to ensure adherence to internal policies and regulatory standards.
Portfolio Monitoring
Experience in monitoring portfolio performance and key risk indicators to detect early warning signals and support proactive risk management across diverse credit portfolios.
Microsoft Word, PowerPoint, and Outlook
Advanced proficiency in Microsoft Office tools for professional communication, report preparation, and presentation of analytical findings.
Over nine years of experience in analyzing credit risk exposures across individual and corporate portfolios, including quantitative and qualitative assessments, financial statement analysis, and creditworthiness evaluation in banking, cooperative, consumer, and agricultural credit sectors.
Financial Statement Analysis
Extensive background in analyzing financial statements to evaluate clients economic and financial conditions, identifying potential errors or issues, and preparing detailed credit risk reports to support management decisions on credit proposals.
Data Analysis and Dashboard Development
Advanced proficiency in Microsoft Power BI and Excel for creating and maintaining dashboards and analytical models, including the development of dashboards with over 20 economic indicators per cooperative and simulation models for portfolio management.
Microsoft Power BI
Advanced-level skills in Power BI for building dashboards and supporting data-driven decision-making processes in risk and credit environments.
Microsoft Excel
Advanced-level proficiency in Excel, applied to financial modeling, data analysis, and reporting tasks across multiple banking and risk roles.
Amazon AWS
Intermediate to advanced knowledge of Amazon AWS, supporting cloud-based analytical and data processing tasks.
SAS Enterprise Guide
Intermediate proficiency in SAS Enterprise Guide, used for statistical analysis and data processing in risk management contexts.
Regulatory Compliance and Risk Reporting
Solid knowledge of regulatory requirements applicable to credit operations, including preparation of compliance reports and monitoring of key risk indicators to ensure adherence to internal policies and regulatory standards.
Portfolio Monitoring
Experience in monitoring portfolio performance and key risk indicators to detect early warning signals and support proactive risk management across diverse credit portfolios.
Microsoft Word, PowerPoint, and Outlook
Advanced proficiency in Microsoft Office tools for professional communication, report preparation, and presentation of analytical findings.
Languages
EnglishFluentFrenchGood
Project history
Responsible for the analysis and monitoring of credit risk exposures across different portfolios, ensuring compliance with internal policies and regulatory requirements. Performs quantitative and qualitative credit risk assessments, monitors portfolio performance and key risk indicators, develops and maintains dashboards and analytical models, and collaborates with cross-functional teams to improve credit risk policies and automation processes. Contributed to the refinement of credit risk models used in internal validation processes and supported the implementation of enhanced monitoring procedures for high-risk exposures.
Responsible for collecting, processing, and analyzing accounting and risk data from deposit-taking credit cooperatives to prevent liquidation and the consequent need for deposit coverage through proactive monitoring and reporting. Created and maintained dashboards using public and internal data, performed data analysis to identify potential errors in financial statements, and provided analytical support to the Financial Assistance and Relationship Department. Participated in Confebras BureauCoop project aimed at democratizing access to information and strengthening the National Credit Cooperative System (SNCC).
Focused on rural and commercial credit operations for corporate and family-owned agribusinesses, as well as individual and business clients across different sectors. Conducted comprehensive financial statement analyses, prepared and presented detailed credit risk reports, assessed guarantees and repayment capacity, maintained collaboration with cooperative partners, reviewed environmental laws applicable to credit operations, and managed the analysis and approval of the COVID-19 emergency credit line. Played a key role in the approval of over 500 emergency credit requests totaling more than R$ 15 million and contributed to the standardization of analytical procedures and report templates.