08/11/2026 updated
100 % available
Product Architect with 20+ yrs of agile led experiences across FinTech, RegTech, Telecom & IoT
Mumbai, India
Worldwide
Masters of Science and Post Graduate Diploma in IT project managementAbout me
What makes me unique is my thought process, experience, AI-expertise and operating radius ranging from prototype to building scalable ecosystems. I have architected products with Client and Development Team collaboration, and managed projects with zero-tolerance, quality and timely delivery.
Artificial IntelligenceProduct ManagementScrum MethodologyCertified Scrum MasterFintech
Core Architectural & Consulting
• Product Strategy & Project Delivery: Certified Scrum Master (CSM) and Six Sigma Green Belt
focused on project management, agile methodology, training, and quality assurance.
• Web & SaaS: Full-stack Next.js AI-assisted deployments, PostgreSQL database & CRM prototyping.
• Embedded Systems: Microcontroller AI-assisted rapid programming, and electromechanical logics.
• macOS Apps: Hybrid App Kit / Swift UI & low-level kernel telemetry via AI-assisted Xcode coding.
Freelance Product Architect | KalpaNova Global, Mumbai
• Led client-facing demos, authored custom brochures, and drove product optimization through analysis
and feedback to developers for stock market tele-calling product.
• Engineered an AI-assisted payment architecture integrating real-time UPI transaction data directly
with custom microcontroller logic to drive automated physical routing systems.
• Developed fully containerized Next.js e-commerce websites and CRM portals on local and cloud
servers, routed securely via Cloudflare Tunnels.
• Launched and notarised macOS hardware telemetry engines (NetSpeedometer and TempFanControl),
on the Apple Store, bridging Swift UI with low-level Apple frameworks.
• Delivered end-to-end smart surveillance integration, managing site surveys, installation, and secured
mobile camera networks.
Associate Product Manager | IRIS Business Services Ltd, Navi Mumbai [Aug 2023 - Jun 2025]
• Led insurance product and project management for the South African Reserve Bank (SARB).
• Delivered the Corporation of Deposit Insurance (CODI) MVPs with a strict 2-year release control.
• Elicited both onsite and offsite functional requirements for complex invoicing, payment, refund,
reimbursement, credit notes, and statements modules.
Senior Business Analyst | Zebpay, Mumbai [Jul 2021 - Jun 2023]
• Revamped digital wallets, KYC-Bank modules, and dashboard tracking systems for Web & App.
• Proposed scalable Exchange-as-a-Service and optimized fast-lending liquidity logic.
Business Analyst & Scrum Master | 63 Moons Technologies [Oct 2018 - Jul 2021]
• Executed agile training, detailed functional specifications, and mentored development teams for
Market and Brokerage Technology Solutions.
Early Career Operations Leadership | TCS, KPMG, Tech Mahindra [Jun 2003 - Oct 2018]
• Led offshore Telecom customer service ecosystems, driving 25% efficiency improvements through
automated reporting and Six Sigma frameworks.
Experience
Professional experience10+ years
Freelancer since2025
Languages
GermanBasic knowledgeEnglishFluentHindiNative speaker