10/22/2026 updated
100 % available
Interim professional
AMSTERDAM, Netherlands
Worldwide
Master's in Finance, Universiteit van Amsterdam (UvA)Azure DatabricksPython (Programming Language)SQL DatabasesDatabricks
Summary
Freelance interim consultant with 10 years of experience in international banks: ABN AMRO, ING, MUFG, Citi, FMO and LeasePlan. I work on credit risk management, regulatory reporting, regulatory change and finance transformation, and I do my own data analysis in SQL, Python, Databricks and Power BI.
Most recently, as First Line Risk Manager for ABN AMRO’s EUR 11 billion SME lending portfolio, which included the fintech New10, I built the credit risk framework and business case for automated lending up to EUR 15 million. I also worked on an application scorecard (PD model) through to independent model validation and designed a new early-warning signal for default. I supported the move from the Standardised Approach back to IRB, along with Basel IV / CRR3 capital calculations and capital add-on relief. On the regulatory side, I led the EBA ESG Risk Management guidelines closure through to SteerCo sign-off and represented the business in the Definition of Default implementation. I also supported ECB on-site inspection preparation and JST supervisory materials, and worked with Taktile, an AI decisioning vendor, on lending automation.
Earlier I reconciled LCR, NSFR and Large Exposures figures at MUFG, cutting reconciliation breaks by 50%, and drove AnaCredit data quality remediation. I owned MiFID II product governance and closed 15 internal audit findings. At FMO I owned IRRBB and AnaCredit reporting as Data Steward. At Citi I calculated LCR, NSFR and ALMM and prepared CRR/CRD IV capital and risk reporting. At LeasePlan I reviewed credit files for the ECB Asset Quality Review (IFRS 9), and at ING I worked with Wholesale Banking credit data on defaulted exposures.
I run my own BV and am available immediately for interim, freelance and project assignments in the Netherlands, Switzerland and remotely across Europe.
Skills:
Credit Risk Management, Credit Portfolio Management, SME Lending, Wholesale Banking, Risk Appetite, Early-Warning Signals (EWS), Credit Risk Models, PD Model, Application Scorecard, Model Development, Model Validation, Model Governance, IRB, Standardised Approach, IFRS 9, ECL, Impairments, Staging, Definition of Default (DoD), Basel III, Basel IV, CRR3, CRR/CRD IV, RWA, Regulatory Capital, ECB, JST, On-site Inspection, AQR, EBA Guidelines, ESG Risk, Regulatory Reporting, AnaCredit, LCR, NSFR, ALMM, Large Exposures, IRRBB, Liquidity Risk, Treasury, MiFID II, Product Governance, Regulatory Change, Finance Transformation, PMO, Project Management, Business Analysis, Requirements Management, Stakeholder Management, SteerCo Reporting, Internal Controls, Control Framework, Internal Audit, Audit Remediation, Data Governance, Data Quality, Data Steward, Reconciliations, Variance Analysis, Financial Analysis, Business Case, Management Information, Dashboards, SQL, Python, PySpark, Databricks, Power BI, Excel, AI, Lending Automation, Fintech, Banking, Financial Services
Experience
Professional experience10+ years
Freelancer since2022
Languages
EnglishFluentRussianFluent
Project history
Gruendung und Fuehrung einer eigenen Beratungsgesellschaft fuer Interim-Einsaetze in den Bereichen Risk, Finance, Regulatory und Data. Durchfuehrung von vier aufeinanderfolgenden Interim-Mandaten seit 2022 bei ABN AMRO, MUFG, FMO und LeasePlan.
Leitung der BC&E-Lieferung fuer den Abschluss der EBA ESG Risk Management Guidelines, Umsetzung der Definition of Default im SME-Portfolio, Unterstuetzung der KI-gestuetzten Kreditautomatisierung mit Taktile, Erstellung von Executive- und ECB JST-Berichten, Aufbau des Kreditrisikorahmens, Basel IV/CRR3-Kapitalberechnungen, Datenbankanalysen in Databricks sowie Entwicklung von Fruehwarnsignalen.
Cross-funktionale Koordination zwischen Front Office, Back Office, Treasury und Regulatory Reporting. Abstimmung von Large Exposures, LCR und NSFR, Erstellung taeglicher Large Exposure-Berichte, AnaCredit-Datenqualitaetssanierung, Abschluss von 15 internen Auditbefunden sowie Ownership des MiFID II Periodic Assessment of Products.