08/23/2026 updated
100 % available
Financial Analyst | Equity & Credit Research | Financial Modeling & Valuation
Nashik, India
Worldwide
MBA, FinanceAbout me
Financial Analyst with cross-market expertise: global rating agency reporting, US equity research, and financial modeling consulting. Skilled in statement analysis, credit assessment, DCF/comps valuation, MIS/KPI reporting, SEC/EU/Indian compliance, ERP reconciliation, and audit-ready documentation.
Financial Data AnalysisBalance SheetsFinancial AnalysisKpi Reporting
Financial Modeling & Valuation
Expertise in building integrated three-statement financial models, DCF valuations, comparable company analyses, and precedent transaction analyses to support investment research and corporate decision-making.
Equity & Credit Research
Proficiency in conducting independent equity research on publicly listed companies, analyzing SEC filings (10-K, 10-Q, 8-K), assessing credit risk, capital structure sustainability, and developing evidence-grounded investment theses.
Financial Reporting & Performance Analysis
Strong command of P&L review, balance sheet analysis, MIS/KPI reporting, ratio analysis, working capital review, and structured financial reporting in compliance with IFRS, GAAP, and regulatory frameworks.
Credit & Risk Analysis
Application of credit risk assessment, capital structure analysis, debt servicing analysis, DSCR, ISCR, and counterparty risk evaluation to form holistic views of financial performance and credit profiles.
Forecasting & Scenario Modeling
Development of driver-based forecasting models, sensitivity analyses, scenario analyses, and budgeting models to support client reporting and downstream business decisions.
Corporate Finance & M&A Support
Knowledge of capital budgeting, cost of capital (WACC), mergers and acquisitions support, and capital structure strategy for corporate valuation purposes.
Accounting & Compliance
Familiarity with IFRS and GAAP (US/Indian GAAP), financial statement preparation, audit support, internal controls, and regulatory reporting compliance.
ERP Systems & Advanced Excel
Hands-on experience with ERP systems, structured reporting templates, advanced Excel functions including financial modeling, pivot tables, VLOOKUP/XLOOKUP, PowerPoint, and Tally.
Global Markets & Regulatory Frameworks
Understanding of U.S. SEC disclosure standards, European and Indian regulatory reporting frameworks, and global industry classification standards.
Treasury & Taxation Exposure
Awareness of cash flow forecasting, working capital management, and basic direct and indirect taxation principles.
Expertise in building integrated three-statement financial models, DCF valuations, comparable company analyses, and precedent transaction analyses to support investment research and corporate decision-making.
Equity & Credit Research
Proficiency in conducting independent equity research on publicly listed companies, analyzing SEC filings (10-K, 10-Q, 8-K), assessing credit risk, capital structure sustainability, and developing evidence-grounded investment theses.
Financial Reporting & Performance Analysis
Strong command of P&L review, balance sheet analysis, MIS/KPI reporting, ratio analysis, working capital review, and structured financial reporting in compliance with IFRS, GAAP, and regulatory frameworks.
Credit & Risk Analysis
Application of credit risk assessment, capital structure analysis, debt servicing analysis, DSCR, ISCR, and counterparty risk evaluation to form holistic views of financial performance and credit profiles.
Forecasting & Scenario Modeling
Development of driver-based forecasting models, sensitivity analyses, scenario analyses, and budgeting models to support client reporting and downstream business decisions.
Corporate Finance & M&A Support
Knowledge of capital budgeting, cost of capital (WACC), mergers and acquisitions support, and capital structure strategy for corporate valuation purposes.
Accounting & Compliance
Familiarity with IFRS and GAAP (US/Indian GAAP), financial statement preparation, audit support, internal controls, and regulatory reporting compliance.
ERP Systems & Advanced Excel
Hands-on experience with ERP systems, structured reporting templates, advanced Excel functions including financial modeling, pivot tables, VLOOKUP/XLOOKUP, PowerPoint, and Tally.
Global Markets & Regulatory Frameworks
Understanding of U.S. SEC disclosure standards, European and Indian regulatory reporting frameworks, and global industry classification standards.
Treasury & Taxation Exposure
Awareness of cash flow forecasting, working capital management, and basic direct and indirect taxation principles.
Experience
Professional experience0 - 5 years
Freelancer since2026
Languages
EnglishFluent
Project history
Engaged as an independent contractor to conduct freelance equity research on U.S. public companies, analyzing 10-K, 10-Q, 8-K, proxy statements, and earnings materials. Authored analyst-style diligence tasks spanning valuation, forecasting, accounting-quality review, and peer comparison. Performed independent financial analysis including DCF valuation, comparable company analysis, ratio analysis, and reconciliation of inconsistent disclosures. Designed detailed weighted grading rubrics to assess evidence quality and calculation accuracy in machine-generated research memos.
Evaluated profitability, liquidity, and capital structure sustainability by analyzing standalone and consolidated financial statements for a diverse portfolio of rated entities. Designed standardized analytical frameworks to structure KPIs and delivered structured financial analysis on core metrics, ratio trends, and performance patterns. Built financial projections and forecasting models. Areas of coverage included Financial Statement Analysis, Capital Structure, Cash Flow, Debt Servicing, and Credit Risk.
Built integrated three-statement financial models to support investment research on publicly listed companies. Executed DCF valuations and comparable company analyses. Conducted ratio analysis and peer benchmarking. Delivered financial modeling and valuation projects covering Ashok Leyland Ltd., Larsen & Toubro Ltd., HCL Technologies Ltd., and Tata Consultancy Services Ltd.
Certificates
Financial Statements Analysis
Corporate Finance Institute (CFI)2024
NISM Certification
National Institute of Securities Markets (NISM)2024
Equity Research Analyst
ProCapitas2024
Corporate Finance Certification
Great Learning2022
Advanced Computerized Accounting Using Tally
Tally2019