08/28/2025 updated
NP
100 % available
Head of Department - Credit Risk Management and Fintech Innovation
Hellevoetsluis, Netherlands
Worldwide
MSc Electronic EngineeringInnovationArtificial IntelligenceAmazon Web ServicesMicrosoft AzureBusiness Intelligence DevelopmentCalculationsCloud ComputingComplianceCredit ManagementDevOpsFinancesFinancial SystemsFinancial ModelingForecastingGitHub
Credit Risk Management
Expertise in A-IRB/IFRS 9 model validation and development, including corporate and retail Advanced Internal Ratings-Based models, ensuring regulatory compliance with Basel and ECB guidelines.
Data Science & AI
Advanced capabilities in client concentration analysis, segmentation, behavioral scorecard development, and model creation using Python, SQL, R with technologies like XGBoost, LightGBM, and various machine learning frameworks.
Cloud & DevOps
Integration of cloud services across Google Cloud, Azure, and AWS platforms, with experience in GitHub code maintenance, refactoring, and optimization for financial applications.
Financial Modeling
Market risk modeling including VaR calculations, rate curves forecasting, and development of pricing models for various financial products.
Project Management
Leadership in change delivery management, gathering and documenting user requirements, and steering development teams through complex financial technology implementations.
Regulatory Compliance
Experience with Basel and ECB guidelines, RWA calculation documentation, and regulatory assessment reporting for central banks and financial regulators across Europe.
Business Intelligence
Development of reporting solutions using PowerBI, Tableau, and custom dashboards for performance monitoring and strategic decision-making.
Expertise in A-IRB/IFRS 9 model validation and development, including corporate and retail Advanced Internal Ratings-Based models, ensuring regulatory compliance with Basel and ECB guidelines.
Data Science & AI
Advanced capabilities in client concentration analysis, segmentation, behavioral scorecard development, and model creation using Python, SQL, R with technologies like XGBoost, LightGBM, and various machine learning frameworks.
Cloud & DevOps
Integration of cloud services across Google Cloud, Azure, and AWS platforms, with experience in GitHub code maintenance, refactoring, and optimization for financial applications.
Financial Modeling
Market risk modeling including VaR calculations, rate curves forecasting, and development of pricing models for various financial products.
Project Management
Leadership in change delivery management, gathering and documenting user requirements, and steering development teams through complex financial technology implementations.
Regulatory Compliance
Experience with Basel and ECB guidelines, RWA calculation documentation, and regulatory assessment reporting for central banks and financial regulators across Europe.
Business Intelligence
Development of reporting solutions using PowerBI, Tableau, and custom dashboards for performance monitoring and strategic decision-making.
Experience
Professional experience10+ years
Freelancer since2017
Languages
EnglishFluent
Project history
Credit risk analysis and AI Data science, scorecard development, Credit risk strategy, Team management
Frontend and backend development for traveltech and fintech, data science for client analysis, market risk modeling, cloud services integration, and development using Python/Java/Excel/Databricks/PostgreSQL
Change delivery management, data management, cybersecurity governance, DevOps, Azure cloud transformation, data architecture and modeling