07/17/2026 updated
100 % available
Solution Architect - SAP Treasury, Finance, BCM & MBC
Sharjah, United Arab Emirates
Worldwide
Bachelor of CommerceAbout me
Senior SAP Treasury consultant (18 yrs): TRM, BCM, MBC, Trade Finance, In-House Banking on S/4HANA. Currently integrating ~75 banks across 110 company codes. DMEE/ISO 20022 payment-format specialist. Remote from UAE — full EU-hours overlap. SAP Certified: S/4HANA Finance, TRM,
SAP TRMSAP FinancialsSAP Functional ConsultingSAP HANASAP Treasury
SAP Treasury Risk Management (TRM)
Expertise in SAP Treasury Risk Management covering Cash & Liquidity Management, In-House Banking, Cash Pooling, Trade Finance (LC, LG, SBLC, Guarantees), TRM Transaction Manager scope including loans, investments, securities, MMF, FX, and bilateral/syndicated borrowings across complex multi-entity environments.
Bank Communication Management (BCM) & Multi-Bank Connectivity (MBC)
End-to-end delivery of SAP BCM and MultiBank Connectivity programmes, including integration architecture for large numbers of banks, SWIFT (MT/PAIN/CAMT) integration, DMEE payment-format trees, Electronic Bank Statement (EBS) processing, and MBC routing for outbound payments and inbound statements.
S/4HANA Finance & Core-Finance Architecture
Deep hands-on experience with S/4HANA Finance covering GL, AP/AR, Asset Accounting, Cost & Profit Centre Accounting, Central Finance, and data migration. Certified in S/4HANA Finance, Treasury & Risk Management, and Central Finance.
Advanced Bank Account Management (BAM)
Design and implementation of Advanced Bank Account Management models including bank and house-bank master data, multi-level payment signatories, approval authority matrices, and automated bank statement posting rules and search strings.
FSCM Collections & Credit Management
Knowledge and implementation experience in SAP Financial Supply Chain Management covering Collections and Credit Management modules.
Business Process Re-engineering (BPR)
Authoring of unified group Charts of Accounts and target operating models, transforming decentralised multi-country landscapes into single supportable structures across multiple entities, currencies, and regulatory environments.
Programme & Stakeholder Management
Direction of large-scale national digital transformation programmes including enterprise-scale programme leadership, senior stakeholder management, and multi-vendor oversight with accountability for large consultant teams and multiple institutions.
DMEE Trees & Payment Format Design
Configuration of DMEE payment-format trees and payment format libraries supporting multiple bank formats and payment standards including PAIN.001, MT101, MT300, MT320, and MT700.
Experience
Professional experience10+ years
Freelancer since2024
Languages
EnglishFluent
Project history
Leading end-to-end delivery of the group's SAP BCM and MultiBank Connectivity programme across 10 entities and 110 company codes. Owning integration architecture for approximately 75 banks including payment approval workflows, PMW configuration, DMEE payment-format trees, and MBC routing. Designing the Advanced Bank Account Management model and acting as bridge between Treasury, Finance, IT and implementation partners.
Directed a $19M World Bank-funded national digital transformation programme with enterprise-scale programme leadership, senior stakeholder management, and multi-vendor oversight (Blackboard, exnRel, Dell, Timo), with accountability for a senior tier of 16 direct reports and a approximately 160-person team across 25+ institutions.
Authored the unified group Chart of Accounts and target treasury operating model across 40+ companies in ten countries. Owned core-Finance architecture across GL, AP/AR, Asset Accounting, and Cost/Profit Centre structures. Delivered TRM Transaction Manager scope and B2B integration with 24 banks via SAP MBC including Trade Finance. Implemented In-House Banking with regional IHB centres and integrated Refinitiv FX rates and third-party billing/revenue systems.