03/06/2026 updated

YB
100 % available

Data & Payments Business Analyst | ISO 20022 | Regulatory Reporting | Power BI | Banking

France
Only remote
Master's Degree in Market Finance
France
Only remote
Master's Degree in Market Finance

Profile attachments

CV Ymene BOUHOUSSTINE.pdf

About me

Lead Data & Payments Business Analyst with 20+ years of experience delivering data, payments and regulatory transformation programs for Tier-1 financial institutions.Specialized in ISO 20022, enterprise data platforms, regulatory reporting, and BI solutions in complex, multi-application environments

Sql Data WarehouseAccountingAgile MethodologyAnalytic ApplicationsAtlassian JiraFinancial InstitutionBankingBusiness IntelligenceBusiness AnalysisComplianceDatabasesData ArchitectureData Distribution ServiceInformation EngineeringData IntegrationExtract Transform Load (ETL)Data ManagementData MappingData TransformationData ModelingData QualityData VisualizationData WarehousingIBM InfoSphere DataStagePayment SystemsFinancesFinancial AnalysisFunctional DesignInfrastructure ManagementLean ProcessesMarket RiskProject ManagementMeriseMicrosoft SQL ServersOracle ApplicationsPerformance TuningPortfolio ManagementProduction SupportRegulatory RequirementsMicrosoft Power BIRequirements AnalysisSAS (Software)SQL DatabasesSQL Server Integration ServicesData StreamingSalesforce TableauTransaction Processing SystemsUMLTransaction Processing (Computing)MiFID IIInformatica PowercenterImpact AnalysisDevelopment InterventionsAcceptance TestingSwift (Programming Language)SAP BusinessObjectsEcosystemsOffshore WorkSql Database AdministrationDatabase AdministrationCredit Valuation Adjustment
Senior Lead Data & Payments Business Analyst with 20+ years of experience delivering complex transformation programs for Tier-1 financial institutions. Specialized in enterprise data platforms, payments ecosystems, ISO 20022 migrations, and regulatory reporting frameworks. I act as the bridge between business stakeholders and IT delivery teams, translating regulatory and operational requirements into scalable data integration, reporting, and analytics solutions.

Payments & ISO 20022
Extensive experience in payments transformation and ISO 20022 migration programs within banking environments. Strong knowledge of SWIFT MT/MX messaging standards, including MT103, MT202, pacs.008, pacs.009, camt.053/054/057 and pain.001. Experienced with institutional banking platforms, payment flows, and transaction processing systems, including integration into enterprise data platforms and reporting ecosystems.

Regulatory Reporting & Compliance
Strong background in highly regulated financial environments, delivering regulatory reporting solutions and data platforms. Key frameworks include EMIR, MiFID II Transaction Reporting, Market Abuse Regulation (MAR), CSDR, and I-TO-I reporting to the European Central Bank. Skilled in translating regulatory requirements into functional specifications, data flows, and reporting frameworks, ensuring compliance and auditability.

Data Platforms & Data Integration
Extensive experience designing and supporting enterprise data platforms and integration layers used for regulatory reporting, AML monitoring, and payments data distribution.
ETL tools: IBM DataStage, SSIS, Informatica PowerCenter.
Expertise includes data mapping, transformation pipelines, and optimization of complex data flows across multi-system environments.

Business Intelligence & Reporting
Advanced expertise in BI and reporting solutions supporting operational monitoring and financial analytics.
Tools: SAP Business Objects, Tableau, SAS, Power BI.
Experience delivering dashboards, reporting frameworks, and data visualization solutions for financial institutions.

Databases & Data Engineering
Strong experience with enterprise data warehouses and large financial datasets using Oracle, SQL Server, and advanced SQL, including data architecture analysis, performance optimization, and data quality monitoring.

Business Analysis & Delivery
Experienced in the full business analysis lifecycle: requirements gathering, functional design, stakeholder workshops, impact analysis, UAT coordination, and production support. Regular coordination of international and offshore teams using Agile methodologies and Jira.

Core expertise: Data Business Analysis • Payments Transformation • ISO 20022 • Regulatory Reporting • Data Platforms • Data Integration • Business Intelligence • Agile Delivery.

Experience

Professional experience10+ years
Freelancer since2015

Languages

EnglishFluentFrenchNative speaker

Project history

Lead Business Analyst - Payments Transformation / ISO 20022

Banque de France
Strategic payments transformation program focused on the evolution of the ATENA institutional banking ecosystem and the migration to ISO 20022 standards, including instant payments rollout

Senior Business Analyst - Datahub / Integration Layer / Payments Data

BNP CIB
Strategic Integration Layer initiative supporting the BOGART / Datahub enterprise data platform used for regulatory, AML and payment reporting, including impacts from ISO 20022 migration

Senior Business Analyst - Risk & Compliance Transformation

ODDO BHF
Strategic Risk & Compliance transformation initiative focused on implementing a centralized risk platform to consolidate business activity, automate reporting and strengthen regulatory oversight

Senior Business Analyst

BNP PARIBAS CIB
Strategic enterprise datawarehouse (BOGART) within the Information Management domain supporting market activities across Middle and Back Office functions

Senior Business Analyst - Insurance Data & Decision Platform (Life Collector)

GENERALI
Evolution and stabilization of the Life Collector decision-support platform supporting life insurance reporting, operational steering and data integration across the Life Insurance entity

Business Analyst - Customer Analytics Data Platform

Leclerc - GALEC
Implementation of a customer analytics platform designed to centralize purchasing behaviour data and enable advanced reporting for business and marketing teams

Senior Business Analyst - Insurance Data Integration & Reporting Platform

BNP PARIBAS CARDIF
Stabilization and evolution of the data integration and reporting platform supporting Savings and Life Insurance operations

Business Analyst / Risk Data Specialist - Credit Risk Monitoring

HSBC
Credit Risk decision-support initiative focused on implementing early warning monitoring capabilities to detect client deterioration events and support risk management decision-making

Business Analyst - Critical Information System Transformation (Energy Sector)

ELECTRICITY OF FRANCE
Strategic transformation program aimed at modernizing EDF's Nuclear Information System to improve maintenance, quality monitoring and operational visibility across nuclear power plants

Business Analyst - Decision Support & Reporting (Energy / Research Environment, Apprenticeship)

French Atomic Energy Commission
Decision-support initiative aimed at implementing reporting dashboards to support purchasing and sales performance monitoring within a complex scientific and industrial environment

Business Analyst - Core Banking & Payments Systems (Apprenticeship)

BRED Banque Populaire
Operational banking initiative focused on payment flows and means of payment processing, including direct debits, secure transfers and batch transaction processing within core banking systems

Contact form

Log in to get in touch

You need to be logged in to use the contact form.

Sign upLog in