10/04/2026 updated
100 % available
Senior Business Analyst | Product Owner | Payments & Financial Market Infrastructure | ISO 20022
Milan, Italy
Worldwide
B. Com (Management) - University of South AfricaAbout me
15+ years leading payments transformations, including national RTGS modernisation, greenfield systems and ISO 20022 migrations. Specialist in high-value, cross-border payments, settlement and liquidity. Dual Italian–ZA citizen with full EU/Swiss work rights. Available short notice.
Business IntelligencePayment GatewayProspective Payment Systems
Financial Market Infrastructure, Payments and Settlement
Expertise in RTGS, High Value Payments, Instant Payments, ACH, CSD, Financial Market Infrastructure (FMI), regulation, cross-border and domestic payments, corporate banking platforms, settlement, liquidity optimization, gridlock resolution, and end-to-end transaction and instruction execution.
ISO 20022 & SWIFT Messaging
Deep knowledge of MT/MX migration, CBPR+, pacs.004/008/009/009 COV, camt, HVPS+, message mapping and transformation, SWIFT integration, and CUG connectivity including SWIFT Alliance Access and GPI.
Business Architecture and Process Engineering
Strong capability in business architecture, functional decomposition, current-state and target-state analysis, process engineering and optimization, business rules, workflow definition, and operating model design.
Integration & Architecture
Proficiency in payment-system integration, payment processing and orchestration, routing and execution, external participant connectivity, payment hubs and gateways, REST APIs, JSON, microservices, and SFTP.
Delivery & Governance
Experience with RFPs, vendor selection, solution evaluation, business and functional requirements, process definition, functional specification, user stories, workshop facilitation, SIT/UAT, production readiness, traceability, Agile, and SAFe.
Core Platforms & Tools
Hands-on experience with Temenos, T24, Finacle, Volante/Volpay, SWIFT Alliance Access, SWIFTNet, Eximbills, clearing and settlement engines, JIRA, Confluence, Enterprise Architect, UML/BPMN, Power BI, XMLSpy, SQL, Visio, and Lucidchart.
Data Analysis & Financial Controls
Experience using data analysis to define finance controls throughout end-to-end order instruction processes, covering pricing, dividend distributions, EFT monitoring, accounting alignment, and Power BI dashboard development.
Business Requirements & Functional Specification
Extensive track record of defining business and functional requirements, producing functional specifications, business rules, use cases, and transaction lifecycle definitions across complex financial and payment transformation programmes.
Vendor Management & RFP Evaluation
Participation in RFP processes, vendor solution evaluation, gap analysis, customisation definition, and establishment of Vendor Management operating models including business capabilities, processes, and functional responsibilities.
Expertise in RTGS, High Value Payments, Instant Payments, ACH, CSD, Financial Market Infrastructure (FMI), regulation, cross-border and domestic payments, corporate banking platforms, settlement, liquidity optimization, gridlock resolution, and end-to-end transaction and instruction execution.
ISO 20022 & SWIFT Messaging
Deep knowledge of MT/MX migration, CBPR+, pacs.004/008/009/009 COV, camt, HVPS+, message mapping and transformation, SWIFT integration, and CUG connectivity including SWIFT Alliance Access and GPI.
Business Architecture and Process Engineering
Strong capability in business architecture, functional decomposition, current-state and target-state analysis, process engineering and optimization, business rules, workflow definition, and operating model design.
Integration & Architecture
Proficiency in payment-system integration, payment processing and orchestration, routing and execution, external participant connectivity, payment hubs and gateways, REST APIs, JSON, microservices, and SFTP.
Delivery & Governance
Experience with RFPs, vendor selection, solution evaluation, business and functional requirements, process definition, functional specification, user stories, workshop facilitation, SIT/UAT, production readiness, traceability, Agile, and SAFe.
Core Platforms & Tools
Hands-on experience with Temenos, T24, Finacle, Volante/Volpay, SWIFT Alliance Access, SWIFTNet, Eximbills, clearing and settlement engines, JIRA, Confluence, Enterprise Architect, UML/BPMN, Power BI, XMLSpy, SQL, Visio, and Lucidchart.
Data Analysis & Financial Controls
Experience using data analysis to define finance controls throughout end-to-end order instruction processes, covering pricing, dividend distributions, EFT monitoring, accounting alignment, and Power BI dashboard development.
Business Requirements & Functional Specification
Extensive track record of defining business and functional requirements, producing functional specifications, business rules, use cases, and transaction lifecycle definitions across complex financial and payment transformation programmes.
Vendor Management & RFP Evaluation
Participation in RFP processes, vendor solution evaluation, gap analysis, customisation definition, and establishment of Vendor Management operating models including business capabilities, processes, and functional responsibilities.
Experience
Professional experience10+ years
Freelancer since2010
Languages
GermanBasic knowledgeEnglishFluentItalianBasic knowledgeDutchBasic knowledge
Project history
South Africa PAS Transformation project based remotely in Cape Town. Performed functional analysis and data mapping for migration of legacy policy administration processes into the new PAS, focusing on asset-side controls and transaction processing. Defined control objectives, logic and functional requirements for a dashboard reconciling fund transactions across multiple source systems. Defined operational and financial control requirements covering pricing, dividend distributions, EFT monitoring and accounting alignment. Supported UAT and production readiness across controls, reports and dashboards.
Business Online+ Corporate Platform and ISO 20022 Modernisation project based remotely in Johannesburg. Product Owner for a microservices-based corporate banking platform supporting domestic and cross-border payments, collections, authentication, account management and servicing. Defined end-to-end inward and outward payment processes including controls, audit traceability and regulatory requirements. Owned business and functional requirements for migrating corporate payment instructions from legacy SWIFT MT messages to ISO 20022, including MT103/MT101 migration to pain.001 and pain.002. Defined requirements for payment processing through SWIFT and Order Management channels. Contributed to solution architecture and integration analysis for payment platforms and external providers.
Lynx RTGS Modernisation and RECS Contingency System project in Toronto, Canada. Defined business and functional requirements for national RTGS transformation (Lynx) replacing LVTS, introducing real-time settlement, liquidity optimisation and ISO 20022 processing across 17 financial institutions. Participated in RFP and vendor solution evaluation. Defined integration requirements between Lynx and the central bank. Supported setup and implementation of the new SWIFT Closed User Group (CUG) for Lynx. Defined settlement engine behaviour, participant access models and external APIs; produced and validated ISO 20022 message specifications. Designed RECS contingency settlement platform. Contributed to establishment of a Vendor Management operating model.