02/10/2026 updated
100 % available
Senior Product Owner & Business Analyst - Payment Systems Expert
Bucharest, Romania
Only remote
Master of ScienceUser Experience (UX)Agile MethodologyBusiness Transaction ManagementBankingBusiness Process Model and NotationCustomer Relationship ManagementBusiness AnalysisBusiness Performance ManagementBusiness Process ImprovementData ManagementData MigrationPayment SystemsEnterprise Resource PlanningUser Interface DesignPayment Gateway
Payment Solutions Expertise
Comprehensive knowledge of payment processing, transaction management, and financial compliance with over 10 years of experience in banking and fintech sectors
Product Management & Business Analysis
Certified Product Owner (PSPO & CSPO) and Business Analyst (CBAP) with proven track record in requirements elicitation, backlog management, and process optimization
System Architecture & Process Modeling
Advanced skills in UML modeling, BPMN, SQL, and system design with focus on ERP, CRM, and payment gateway integrations
Scrum Management
Professional Scrum Product Owner certification with hands-on experience in agile methodologies and team leadership
Requirements Engineering
Expertise in requirements documentation, use case development, and stakeholder alignment for complex system implementations
Data Management
Proficiency in ERD design, SQL databases (T-SQL, PL/SQL), and data migration processes
UI Prototyping
Experience in user interface prototyping and user experience design for payment and banking applications
Process Optimization
Proven ability to identify inefficiencies and implement solutions that enhance transaction processing and operational performance
Comprehensive knowledge of payment processing, transaction management, and financial compliance with over 10 years of experience in banking and fintech sectors
Product Management & Business Analysis
Certified Product Owner (PSPO & CSPO) and Business Analyst (CBAP) with proven track record in requirements elicitation, backlog management, and process optimization
System Architecture & Process Modeling
Advanced skills in UML modeling, BPMN, SQL, and system design with focus on ERP, CRM, and payment gateway integrations
Scrum Management
Professional Scrum Product Owner certification with hands-on experience in agile methodologies and team leadership
Requirements Engineering
Expertise in requirements documentation, use case development, and stakeholder alignment for complex system implementations
Data Management
Proficiency in ERD design, SQL databases (T-SQL, PL/SQL), and data migration processes
UI Prototyping
Experience in user interface prototyping and user experience design for payment and banking applications
Process Optimization
Proven ability to identify inefficiencies and implement solutions that enhance transaction processing and operational performance
Experience
Professional experience10+ years
Freelancer since2022
Languages
GermanBasic knowledgeEnglishFluent
Project history
Managing Multibanking product with 2 teams as PO and BA, spearheading development of Multi Banking Payment Handling Processor system, collaborating with SMEs to create Road Maps for payment solutions
Led requirements gathering for Payment, Inventory, and Order Management System, engaged with US-based Retailer SMEs to define payment enhancements and system improvements
Elicited and documented functional requirements for comprehensive Payment and Order Management System, facilitated workshops for payment customization needs